Drive Smart Save Big with Usage Insurance Discounts
December 22, 2025
Imagine slashing your car insurance bill simply by driving smarter and safer, and as you browse options, you'll discover how usage-based insurance can revolutionize your savings.
Understanding Usage-Based Insurance
Usage-based insurance (UBI) is a modern approach that calculates your premiums based on your actual driving habits rather than traditional factors like age or gender. This innovative system uses telematics technology—devices installed in your car or apps on your smartphone—to monitor key metrics such as speed, braking patterns, and the time of day you drive.