Cash Back Dreams Meet Reality With These Cards
There are several types of cash back cards tailored to different spending habits:
- Flat-rate Cash Back Cards: These offer a consistent percentage back on all purchases. They are ideal for those who want simplicity and don't want to track spending categories.
- Tiered Cash Back Cards: These provide different cash back rates for specific categories like groceries, dining, or gas. They are beneficial if your spending is concentrated in these areas.
- Rotating Category Cash Back Cards: These offer higher cash back rates on categories that change quarterly. They require more management but can offer significant rewards if you align your spending with the categories.