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Considerations Before Applying
While the allure of instant approval is strong, it's crucial to consider a few key factors before applying. Firstly, ensure that your credit score meets the card issuer's requirements. Most instant approval cards require at least a fair credit score, typically around 580 or higher. Checking your credit score beforehand can help you target the right cards and improve your chances of approval.
Another consideration is the potential impact on your credit score. Each application results in a hard inquiry, which can temporarily lower your score. It's advisable to limit your applications to one or two cards to minimize this effect2.