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Utilizing Seller Financing
Seller financing is another attractive option for those without upfront capital. In this scenario, the seller finances the purchase, allowing you to make payments directly to them rather than securing a traditional mortgage. This can eliminate the need for a down payment and offers more flexible terms, making it easier for you to acquire property without immediate funds.
Exploring Lease Options
Lease options provide a way to control a property with the intent to purchase it at a later date. You lease the property with an option to buy, which allows you to lock in a purchase price while using rental income to build your capital. This strategy can be particularly effective in appreciating markets, where future property values are expected to rise3.