Get mortgage approval despite credit card debt today

Working with a Mortgage Broker

A mortgage broker can be an invaluable ally in navigating the complexities of securing a mortgage with credit card debt. They have access to a wide range of lenders and can help you identify those more likely to approve your application. Brokers can also negotiate terms on your behalf, potentially saving you money over the life of the loan⁵.

Proactive Steps to Take

1. **Create a Budget:** Establish a realistic budget to manage your expenses and prioritize debt repayment.

2. **Save for a Down Payment:** Even a small down payment can improve your mortgage terms and reduce monthly payments.

3. **Seek Pre-Approval:** Getting pre-approved for a mortgage gives you a clear picture of how much you can borrow and strengthens your position when making an offer on a home.