Insider Secrets Does Renters Insurance Cover Plumbing Repairs
When Plumbing Repairs Might Be Covered
While renters insurance generally doesn't cover plumbing repairs, there are exceptions. If the damage results from negligence by your landlord or a problem with the building's infrastructure, the landlord's insurance may cover the repairs. Additionally, if you have an endorsement or a rider on your policy, it might offer some coverage for plumbing-related issues2.
Liability Coverage for Plumbing Mishaps
Renters insurance typically includes liability coverage, which can be beneficial if a plumbing issue causes damage to someone else's property. For example, if a leak in your apartment damages a neighbor's unit, your liability coverage might help pay for the repairs3.