Secure Financial Stability Self-Employed Disability Insurance Secret

Types of Disability Insurance Available

When considering disability insurance, it's essential to understand the different types available:

• Short-Term Disability Insurance: This type of policy provides benefits for a limited period, typically ranging from a few months up to a year. It's designed to cover temporary disabilities, ensuring you have an income stream during recovery.
• Long-Term Disability Insurance: Offering more extensive coverage, long-term policies can last several years or even until retirement age. This type is ideal for protecting against severe or chronic conditions that prevent you from working for an extended period.