Special Coverage Maximizes Your Property's Value Effortlessly

Types of Special Coverage

There are various types of special coverage policies available, each catering to different needs:

• Flood Insurance: Standard home insurance policies typically do not cover flood damage. Flood insurance provides protection against water damage caused by overflowing rivers, heavy rains, or storm surges.
• Earthquake Insurance: In regions prone to seismic activity, earthquake insurance is essential. It covers damages resulting from earthquakes, which are not included in standard policies.
• Umbrella Insurance: This provides additional liability coverage beyond the limits of your home insurance policy, protecting you from significant claims and lawsuits.
• High-Value Item Coverage: This policy covers specific high-value items, ensuring they are protected beyond the standard coverage limits.