Couples Score Big Savings on Long Term Care Options
Imagine slashing your future healthcare costs by discovering how couples can score big savings on long-term care options—browse options today to secure your financial peace of mind.
Understanding Long-Term Care for Couples
Long-term care is a critical consideration for couples planning their future financial security and well-being. As life expectancy increases, so does the likelihood of needing assistance with daily activities such as bathing, dressing, and eating. For couples, the costs associated with long-term care can be daunting, but there are significant savings opportunities that many are unaware of.
Why Couples Save More
Couples often have a financial advantage when it comes to long-term care insurance. Many insurers offer discounts to couples, recognizing that they are statistically less risky due to shared resources and mutual caregiving potential. These discounts can range from 10% to 30%, making a substantial difference in the overall cost1.
Additionally, some policies offer shared care options, which allow couples to pool their benefits. This means that if one partner uses less of their allocated benefits, the remaining amount can be used by the other partner, providing flexibility and peace of mind2.