Cut Costs with Unseen Commercial Real Estate Loan Rates

How to Access Unseen Loan Rates

To access these competitive rates, you need to be proactive in your search. Start by building relationships with multiple lenders, including smaller community banks and credit unions, which may offer more flexible terms than larger institutions. Additionally, consider working with a commercial mortgage broker who can leverage their network to find deals that are not publicly advertised². Brokers often have access to exclusive rates and can negotiate on your behalf to secure the best possible terms.

Exploring Specialized Loan Programs

Many lenders offer specialized loan programs that cater to specific types of commercial real estate investments. For instance, the SBA 504 Loan Program provides long-term, fixed-rate financing for major fixed assets such as equipment or real estate³. These programs often come with lower interest rates and more favorable terms, making them an attractive option for qualified borrowers. Be sure to explore these programs thoroughly and assess whether they align with your investment goals.