Dental insurance secrets seniors can't afford to miss
When it comes to dental insurance, understanding the hidden benefits and potential savings could save you a significant amount of money, so it's time to explore your options and see these opportunities that seniors simply can't afford to miss.
Understanding Dental Insurance for Seniors
Dental insurance is a crucial component of healthcare that often goes overlooked, especially by seniors who may assume their Medicare coverage includes dental care. Unfortunately, this is not the case, as traditional Medicare does not cover most dental services, which can lead to unexpected out-of-pocket expenses. By browsing options specifically tailored for seniors, you can find plans that offer comprehensive coverage for preventive services, major procedures, and even orthodontics.
Types of Dental Insurance Plans
When it comes to dental insurance, seniors typically have two main types of plans to consider: Dental Health Maintenance Organizations (DHMOs) and Preferred Provider Organizations (PPOs). DHMOs generally offer lower premiums and require you to choose a primary dentist from their network, which can be a cost-effective option if your dentist is included. On the other hand, PPOs provide more flexibility in choosing a dentist and cover a larger portion of out-of-network services, though they often come with higher premiums1.