Drive smarter with pay per mile auto insurance secrets

If you're tired of paying high premiums for car insurance, exploring pay-per-mile auto insurance options could save you money and provide a smarter way to drive, so browse options and discover how you can benefit today.

Understanding Pay-Per-Mile Auto Insurance

Pay-per-mile auto insurance is a flexible insurance model that charges drivers based on the actual number of miles they drive, rather than a fixed premium. This type of insurance is particularly beneficial for those who drive less frequently, such as remote workers, retirees, or city dwellers who rely on public transportation. By only paying for the miles you drive, you could significantly reduce your insurance costs.

How Does It Work?

The mechanics of pay-per-mile insurance are straightforward. Insurers typically charge a base rate to cover your vehicle when it's parked, plus a per-mile rate for every mile driven. For example, if your base rate is $30 per month and your per-mile rate is $0.05, driving 500 miles in a month would cost you $55 ($30 base + $25 for mileage).