Home Health Agency Insurance Policies That Save Thousands Instantly
Key Types of Insurance for Home Health Agencies
1. **General Liability Insurance**: This protects against claims of bodily injury or property damage that occur on your premises. For example, if a client slips and falls during a home visit, this policy can cover medical expenses and legal fees2.
2. **Professional Liability Insurance**: Also known as malpractice insurance, this covers claims of negligence or errors in the services provided by your agency. Given the critical nature of healthcare services, this is an essential policy for any home health agency3.
3. **Workers' Compensation Insurance**: This is mandatory in most states and covers medical expenses and lost wages for employees who are injured on the job. Ensuring you have this coverage can protect your agency from costly lawsuits4.