Secure Construction Success With Perfect Performance Payment Bonds

How Performance Payment Bonds Work

When a contractor is awarded a project, they are typically required to secure a performance payment bond from a surety company. The surety company assesses the contractor's financial stability and project history before issuing the bond. In the event of a contractor's default, the project owner can claim against the bond to recover losses. The surety company will then either complete the project using a new contractor or compensate the project owner for the financial loss incurred.

Financial Considerations and Costs

The cost of a performance payment bond typically ranges from 1% to 3% of the total contract value, depending on the contractor's creditworthiness and the project's complexity1. While this might seem like an additional expense, the protection it offers far outweighs the cost. By ensuring that projects are completed as agreed, performance bonds help avoid costly delays and legal disputes, ultimately saving money in the long run.

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