Slashing Prices Meet The Cheapest Car Insurance TodayByGoodHealthFix StaffInsurance companies consider various factors when determining your premium:Driving Record: A clean driving record can significantly lower your insurance costs.Vehicle Type: The make and model of your car can impact your premium, with luxury and sports cars typically costing more to insure.Location: Urban areas with higher crime rates may lead to higher premiums compared to rural locations.Credit Score: In many states, insurers use credit scores to assess risk, with higher scores potentially leading to lower premiums. Strategies for Lowering Your Insurance Costs BACK(3 of 6)NEXT